Should You Buy or Lease Your Solar Panels in 2025?

As solar energy continues to gain momentum in 2025, homeowners face a crucial decision: should you buy or lease your solar panels? With recent changes in federal policies and shifting incentives, the financial and practical impacts of each option have evolved. In this blog, we’ll break down the latest pros and cons of buying vs. leasing solar panels to help you make the most informed and cost-effective choice for your home.

‍Buying Solar Panels:

• Ownership: You own the system outright.
• Upfront Costs: Higher initial investment, averaging around $20,650 after the 30% federal tax credit.
• Incentives: Eligible for tax credits and other incentives.
• Maintenance: You're responsible for upkeep and repairs.
• Long-Term Savings: Greater savings over time, especially if you stay in your home for several years.

Leasing Solar Panels:

• Ownership: The leasing company owns the system.
• Upfront Costs: Typically low or no initial costs.
• Incentives: Not eligible for tax credits; these go to the leasing company.
• Maintenance: The leasing company handles maintenance and repairs.
• Monthly Payments: Fixed monthly payments, which may increase over time.

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Recent Policy Changes Impacting Solar Decisions

In May 2025, the U.S. House of Representatives passed a budget bill that significantly affects the clean energy sector. Key changes include:

• Tax Credit Rollbacks: The bill advances the expiration of tax incentives for wind, solar, and battery storage projects to 2028.
• Leased Systems: Removal of tax credits for leased residential solar systems, making leasing less financially attractive.
• Project Timelines: Imposes stringent timeline requirements that many projects may not meet.

These changes could raise household energy costs by 7% and cause widespread job losses and factory closures.

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Making the Right Choice for Your Home

Not sure whether to buy or lease your solar panels? The best option depends on your financial goals, how long you plan to stay in your home, and how involved you want to be with system maintenance. Here’s a quick guide to help you decide:

‍Consider Buying If:

• You plan to stay in your home for several years.
• You can afford the upfront costs or secure favorable financing.
• You want to maximize long-term savings and take advantage of tax incentives.‍

Consider Leasing If:

• You prefer low or no upfront costs.
• You want the leasing company to handle maintenance.
• You're less concerned about long-term savings and tax incentives.

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Choose the Right Solar Option with US Power

In 2025, the decision to buy or lease solar panels comes down to your long-term goals, budget, and how recent policy changes may impact your investment. Buying offers greater long-term savings and full ownership benefits, while leasing provides a low-commitment, maintenance-free path to solar energy.

At US Power, we’re here to guide you every step of the way. Whether you're leaning toward ownership or considering a lease, our solar experts will help you find the most cost-effective solution for your home.

Ready to go solar? For a detailed comparison and to explore your options further, Book a schedule with our consultant: Book Here!